Add It
Add what you want to cart.
Zip It
Select Zip at checkout.
(Get the Zip app to create an account).
(Get the Zip app to create an account).
Repay It
You choose how you pay it back over time.
Up to $1000
Interest free always1
Up to $1000
Account limits:
Up to $1,000
Interest free period:
Always interest free
Establishment Fee:
$0
Minimum repayments:
$40/month
Monthly fees:
$9.95/month (waived if you have no balance)
Over $1000
Interest free terms available2
Over $1000
Account limits:
$1,000 - $30,000
Interest free period:
Up to 6 months interest free
Establishment Fee:
$0 - $99 (one off fee added to your balance)
Minimum repayments:
From $40/month or 3% (whichever is greater)
Monthly fees:
$9.95/month (waived if you have no balance)
1 For Zip Pay - Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit check. Other charges may be payable. T&Cs apply.
2 For Zip Money - Term only available for purchases of $300 or more. Available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the interest free period. A monthly account fee of $9.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum as at 1 June 2023. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).